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Women really do pay less than men

A while back, we chewed over the question of why women might pay less to put wheels on the road (http://www.allstatescarinsurance.com/behind-the-wheel.html). Now we’re back again. This time with the results of one of these surveys we all love to hate. It’s one of those, “We told you so!” stories. There’s this corporation based over in Sacramento. It runs a big network of insurance agencies and related education services, collecting data from its more than 10 million clients. The good thing about computers is they let you crunch numbers. In this case, the corporation has published a report showing the median rates for men and women over multiple states. The bad news for men is this confirmation they pay an average 9% more than women on comparable vehicles. In actual numbers across all states, men pay about $765 for a six-month policy whereas women pay about $698 to insure the same makes and models.

So what might explain this difference (remembering it’s a median number so there will be many instances where the difference is a lot more than 9%)? Well we start off with some fairly routine facts. When it comes to picking up tickets, men are clear winners. They are significantly more likely to collect a moving violation and, hardly a surprise here, up to 50% more likely to have a DUI/DWI conviction. When that favorite pub is just too far to walk, men take the risk. Then we get to the details of the policies women prefer. More opt for the discounts for lower mileages and are prepared to restrict their driving to the less dangerous times of the day and night, i.e. avoiding the time when all the men are driving back from their favourite pubs. Then we come to what might seem at first sight to be a slightly strange fact. Women who are the registered owners are less likely to own more than one vehicle and are more likely to be the sole driver. This is a survivor from the days when the man was the key player. He would have all the vehicles in his name with the wife or partner as the named driver. Now with more independent women around, they buy the one car they need and drive it themselves. No expensive men likely to mess up their claims records. Ah, yes, those claims records. Statistically, women are involved in less accidents than men and, because they drive more slowly, there is less damage to the vehicles. “What vehicles?” you ask. Well, on average, women buy less expensive and safer vehicles than men.

Put all these factors together and this explains why women can expect to pay so much less than men on their car insurance rates. This does not mean, of course, that women will find their insurance “cheap”. Because of gender discrimination in the job market, women earn less than men so paying lower premiums takes a bigger percentage of their earnings. Sadly, our society remains less fair than women would like but, at least in this one area of insurance, the balance has swung to favor the women. Everyone should get multiple auto insurance quotes to find the best deal. But putting a woman’s name on the application gets a benefit.

Originally published here.


David Mayer

Criminal Attorney Questions and Answers

MoreCriminal Attorneyquestions please visit : LawyerFreeFAQ.com

How much does a criminal attorney run you for an attempted murder luggage?
Just curious Depends on the attorney. Thousands, at least. Source(s): I’m a paralegal you fall through ? hum? I think it would be high. noticeably in the thousands. It really depends on the lawyer and how devout he/she is at there job. The highly developed the lawyer the…

How much does a criminal defense attorney and a exclusive rights attorney bring in?
I was wanting to know the average yearly amounts respectively one makes. It depends entirely upon the experience level of the attorney and where on earth that attorney works. A legal aid attorney may make as little as $26,000-$40,000 surrounded by a small town. A senior partner…

How much does a wearing clothes criminal tenet attorney usually cost?
You did not indicate where on earth you live, and this does make a big difference in the cost of an attorney. The easiest route to find out is to contact several attorneys in your area, ask what their retainer levy is and their hourly billing rate. Some will give…

How much dose a criminal attorney cost ?
How much money would it cost to hire a criminal attorney for parole violation Depends on how good they are and what will be entalied for your defense. Looking at at least $400 an hour. For a parole defiance, it might not even be worth getting an attorney. $100-300 /hr Because your case…

How much money does a Criminal Affairs Prosecutor and Divorce Attorney spawn?
I want to be a Criminal Affairs Prosecutor / Divorce Lawyer. What would my salary be /monthly/ if I was both? I don’t know how much Divorce Lawyers capture but with the high divorce rates of America I bet i’d win alot of clients despite the fact that there’s…

How much money willa criminal defense attorney breed surrounded by ten years?
Some will make chump change and some will brand millions. I assume you mean first ten years after law arts school? If so, it depends on which direction they go. At large firms, contained by big cities, first year associate attorneys make $180k to start. That’s the top of…

How oodles victory contained by a year is considered unbelievably pious for a criminal defense attorney?
In a medium sized city of about 500,000 nation. I know a lot of it has to do near how many cases are tried to begin next to, but i’m just looking for a good ball-park digit. Preferably, anyone with experience with attorneys or court…

How plentiful times can they compromise continuances contained by a criminal travel case for the District Attorney not showing up?
The case was continued again due to the Judge attending a funeral. There is no limit As long as the settle wants to, I think. Check beside your attorney to see if there’s something to be done Generally, the margins are…

I am looking for a criminal attorney contained by the sacramento nouns explicitly justifiable plz email me natoshid(a)gmail.com?
I am looking for a criminal lawyer that can represent my boyfriend at his court date which is mon sept 22nd we are looking for a temp attorney to replace his public defender and vary his court date until we either hire the…

I am looking for a criminal defense attorney that will work pro bono, or will allow payments?
I live in yolo county, northern california. need give a hand!! I am looking for a plumber and an accountant who will work for free. I don’t expect to find one, however. You hold the advantage in that if you can’t afford an attorney…

I am looking for a criminal defense attorney who doesn’t want profoundly of money down. Any concept for Dallas co.?
Going to be hard to find. Criminal defense attorneys tend to learn TRUE fast that their clients are not the best credit risks. check out your yellow page. they have a ton of numbers in near you can call.

I call for a criminal attorney!?
I’m in violation of my parole, and I’m looking for a flawless criminal attorney. I’m from Pennsylvania. Anybody have any suggestions? Pennsylvania is a considerable state bucko… If you’re from Pittsburg, a lawyer from Philly isn’t coming out for you unless your got BIG BUCKS!! Perhaps be a touch more specific…. try http://www.criminalattorney411.com — great…

I call for assistance from a criminal defense attorney?
When can a 995 motion to dismiss be used? My friend was just arrested for some loving of fraud. The DA says there are 150 counts against her. I know little something like it, but basically she is a real estate broker and her partner did some fraudulent loans and took sour…

I enjoy a give somebody the third degree for a criminal defense attorney?
In a forced blood draw for DUI. Does the blood have to be drawn in a enduring period of time following the accident? It be drawn four hours following the incident. Can it be surpressed? I live in Florida. Thank you for the input. 4 hours probably won’t…

I enjoy be charged beside a misdemeanor offense contained by criminal court and my attorney is suggesting something?
called “Deferred Sentence” Does anyone know what this is and what it requires cause my attorney won’t return my call’s to explain. I live contained by California. Rather than seeking legally recognized advice from a bunch of random population online, it’s best to…

I enjoy to interview a public protector or a criminal attorney for a final project?
If you are one of these and would like to be interviewed please email me and we can email each other posterior thank you. Shellabrate04(a)yahoo.com “> Your best bet is to contact a public defender or other criminal lawyer surrounded by your community and interview him…

I entail a volunteer/very low cost criminal attorney for my boyfriend.?
He was arrested this past Friday on a warrant that we be unaware of for burglary and throwing a deadly missile. Both of these charges could distribute him to prison and I can’t have that! I’m having a toddler in a week or two and I need him home to…

I hold a 15 yr out-of-date next to criminal charges.Can a juvenile consider reasonably appoint an attorney in need asking me?
it depends What you did but they cant because you have to say your story consequently they say what they do Those laws vary from state to state, but you own a computer, so check out legal aid.com in your…

I involve the inference of a criminal defense attorney?
I was charged with DUI next to serious bodily injury. My passenger was injured. He is going to be alright, thank god. I have no transcription, just a couple speeding tickets. I have an attorney, but I am looking for other opinion on the best way to fight this or possibly acquire…

I live contained by Arizona How or where on earth, can I find a criminal attorney I can afford?
I was stopped for a white licenses plate fluffy on 01/06/07 the cop asked to search my truck I told him No! so he called for a K-9, they walk the dog around the truck and aressted for drugs, the next day…

I Looking for an ATTORNEY who’s A beneficiary of the NAACP to represent my son Criminal overnight case and civil issues?
My son was sentenced and have requested for an ATTORNEY to process a RELEIF OF MANDAMUS to the COURT and I am have a difficult time finding a LAWYER, One who would represent him. He was tricked to plead guilty…

Originally published here.


lawyerfreefaq

Criminal Attorney Questions and Answers

Criminal Attorney Questions and Answers


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Criminal Attorney Questions and Answers

By: lawyerfreefaq
Posted: Apr 23, 2010


MoreCriminal Attorneyquestions please visit : LawyerFreeFAQ.com

How much does a criminal attorney run you for an attempted murder luggage?
Just curious Depends on the attorney. Thousands, at least. Source(s): I’m a paralegal you fall through ? hum? I think it would be high. noticeably in the thousands. It really depends on the lawyer and how devout he/she is at there job. The highly developed the lawyer the…

How much does a criminal defense attorney and a exclusive rights attorney bring in?
I was wanting to know the average yearly amounts respectively one makes. It depends entirely upon the experience level of the attorney and where on earth that attorney works. A legal aid attorney may make as little as $26,000-$40,000 surrounded by a small town. A senior partner…

How much does a wearing clothes criminal tenet attorney usually cost?
You did not indicate where on earth you live, and this does make a big difference in the cost of an attorney. The easiest route to find out is to contact several attorneys in your area, ask what their retainer levy is and their hourly billing rate. Some will give…

How much dose a criminal attorney cost ?
How much money would it cost to hire a criminal attorney for parole violation Depends on how good they are and what will be entalied for your defense. Looking at at least $400 an hour. For a parole defiance, it might not even be worth getting an attorney. $100-300 /hr Because your case…

How much money does a Criminal Affairs Prosecutor and Divorce Attorney spawn?
I want to be a Criminal Affairs Prosecutor / Divorce Lawyer. What would my salary be /monthly/ if I was both? I don’t know how much Divorce Lawyers capture but with the high divorce rates of America I bet i’d win alot of clients despite the fact that there’s…

How much money willa criminal defense attorney breed surrounded by ten years?
Some will make chump change and some will brand millions. I assume you mean first ten years after law arts school? If so, it depends on which direction they go. At large firms, contained by big cities, first year associate attorneys make $180k to start. That’s the top of…

How oodles victory contained by a year is considered unbelievably pious for a criminal defense attorney?

Read more articles
Criminal Attorney Questions & Answers
Criminal Attorney Q&A
Criminal Attorney FAQ
Criminal Attorney Q&a

In a medium sized city of about 500,000 nation. I know a lot of it has to do near how many cases are tried to begin next to, but i’m just looking for a good ball-park digit. Preferably, anyone with experience with attorneys or court…

How plentiful times can they compromise continuances contained by a criminal travel case for the District Attorney not showing up?
The case was continued again due to the Judge attending a funeral. There is no limit As long as the settle wants to, I think. Check beside your attorney to see if there’s something to be done Generally, the margins are…

I am looking for a criminal attorney contained by the sacramento nouns explicitly justifiable plz email me natoshid(a)gmail.com?
I am looking for a criminal lawyer that can represent my boyfriend at his court date which is mon sept 22nd we are looking for a temp attorney to replace his public defender and vary his court date until we either hire the…

I am looking for a criminal defense attorney that will work pro bono, or will allow payments?
I live in yolo county, northern california. need give a hand!! I am looking for a plumber and an accountant who will work for free. I don’t expect to find one, however. You hold the advantage in that if you can’t afford an attorney…

I am looking for a criminal defense attorney who doesn’t want profoundly of money down. Any concept for Dallas co.?
Going to be hard to find. Criminal defense attorneys tend to learn TRUE fast that their clients are not the best credit risks. check out your yellow page. they have a ton of numbers in near you can call.

I call for a criminal attorney!?
I’m in violation of my parole, and I’m looking for a flawless criminal attorney. I’m from Pennsylvania. Anybody have any suggestions? Pennsylvania is a considerable state bucko… If you’re from Pittsburg, a lawyer from Philly isn’t coming out for you unless your got BIG BUCKS!! Perhaps be a touch more specific…. try http://www.criminalattorney411.com — great…

I call for assistance from a criminal defense attorney?
When can a 995 motion to dismiss be used? My friend was just arrested for some loving of fraud. The DA says there are 150 counts against her. I know little something like it, but basically she is a real estate broker and her partner did some fraudulent loans and took sour…

I enjoy a give somebody the third degree for a criminal defense attorney?
In a forced blood draw for DUI. Does the blood have to be drawn in a enduring period of time following the accident? It be drawn four hours following the incident. Can it be surpressed? I live in Florida. Thank you for the input. 4 hours probably won’t…

I enjoy be charged beside a misdemeanor offense contained by criminal court and my attorney is suggesting something?
called “Deferred Sentence” Does anyone know what this is and what it requires cause my attorney won’t return my call’s to explain. I live contained by California. Rather than seeking legally recognized advice from a bunch of random population online, it’s best to…

I enjoy to interview a public protector or a criminal attorney for a final project?
If you are one of these and would like to be interviewed please email me and we can email each other posterior thank you. Shellabrate04(a)yahoo.com “> Your best bet is to contact a public defender or other criminal lawyer surrounded by your community and interview him…

I entail a volunteer/very low cost criminal attorney for my boyfriend.?
He was arrested this past Friday on a warrant that we be unaware of for burglary and throwing a deadly missile. Both of these charges could distribute him to prison and I can’t have that! I’m having a toddler in a week or two and I need him home to…

I hold a 15 yr out-of-date next to criminal charges.Can a juvenile consider reasonably appoint an attorney in need asking me?
it depends What you did but they cant because you have to say your story consequently they say what they do Those laws vary from state to state, but you own a computer, so check out legal aid.com in your…

I involve the inference of a criminal defense attorney?
I was charged with DUI next to serious bodily injury. My passenger was injured. He is going to be alright, thank god. I have no transcription, just a couple speeding tickets. I have an attorney, but I am looking for other opinion on the best way to fight this or possibly acquire…

I live contained by Arizona How or where on earth, can I find a criminal attorney I can afford?
I was stopped for a white licenses plate fluffy on 01/06/07 the cop asked to search my truck I told him No! so he called for a K-9, they walk the dog around the truck and aressted for drugs, the next day…

I Looking for an ATTORNEY who’s A beneficiary of the NAACP to represent my son Criminal overnight case and civil issues?
My son was sentenced and have requested for an ATTORNEY to process a RELEIF OF MANDAMUS to the COURT and I am have a difficult time finding a LAWYER, One who would represent him. He was tricked to plead guilty…

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